Book Review – The Power Of Habit

Very profound thinking for someone as young as yourself.

SaaniaSparkle 🧚🏻‍♀️'s avatarSaania's diary - reflections, learnings, sparkles

image.jpeg

Have you ever wondered why and how certain habits occur ?
Well, I recently read a book called The Power Of Habit by Charles Duhigg that explores the actual science behind habit creation and even some habits linked to businesses.

In this book, Charle take us through so many fascinating scientific discoveries that explain habits.

For example, in the first chapter he writes about an old man named Eugene Pauly who lost his memory and couldn’t even remember what day of the week it was, or identify his grandchildren, etc. Eugene’s wife Beverly took him for walks every day to make sure he remained fit and healthy until one day, all of a sudden Eugene heads out the door all by himself and takes a walk around. Very surprisingly enough, he returns in exactly 15 minutes back to his house. He starts doing this every single day. However, When the…

View original post 2,197 more words

How to feel golden and blissful!

Good advice here

SaaniaSparkle 🧚🏻‍♀️'s avatarSaania's diary - reflections, learnings, sparkles

These are some points that I think can make anyone a happy, ecstatic and better person living a happier life 🙂

1. Always have a smile on your face. This is one of the best qualities to have in a person. Don’t let little things irritate you. Have optimism. When things go wrong, have hope and smile. Besides, there is always at least one reason to smile. Find it. As the quote goes, everyday might not be good but there is something good in everyday. Also, when you don’t smile and are in a really irritated mood, people around you like your family also get irritated. Rather infect the world with your smile and the world will smile with you. 🙂

2. Don’t waste time fighting/arguing over little things. Before starting a verbal fight with someone, just ask yourself one question – is this even important? The conclusion you will…

View original post 632 more words

The Supreme Court Just Destroyed the Economy in the Hunt for Taxes | Armstrong Economics

The Supreme Court in SOUTH DAKOTA v. WAYFAIR, INC, just handed down the most devastating and unconstitutional rule perhaps in American history in a 5-4 ruling that we will look back upon as the straw that broke the back of the economy. The Supreme Court has totally rejected EVERYTHING that the United States was built upon – No Taxation Without Representation. Instead of the greed of states being confined to their own citizens, the Supreme Court has ruled that if you are not a citizen of that state, the state still has jurisdiction to compel you to collect taxes as an economic slave WITHOUT ANY RIGHT TO BE REPRESENTED IN THAT STATE to oppose such legislation. This is exactly what the American Revolution was all about. The English Parliament would pass legislation that compelled Colonists to pay taxes yet they were NOT represented in the English Parliament to object. This is the most fundamentally UNCONSTITUTIONAL and ant-Democratic decision EVER handed down by the Supreme Court all because of the Hunt for Money by the States. There will be states that now simply go nuts and I will have to decline doing business in certain states for the risks will be far too great and the cost of compliance will only make it disproportionate per state to conduct business. If you fail to collect sales taxes, they will hit you with penalties and interest rates in the 20%+ level that will far exceed the gross sales in those states. This will simply make it IMPOSSIBLE to conduct business nationwide. The only way around this insane ruling will be for people to “DONATE” to an organization and receive access to research for “FREE” just as the two little girls selling lemonade hade to when the police said they could not sell lemonade in front of their house. The Texas sisters Andria, 8, and Zoey Green, 7, wanted to raise about $100 to take their dad to the Splash Kingdom as a Father’s Day present, so they set up a traditional neighborhood lemonade stand. After they made about $25 profit, the nasty insane Overton police showed up and shut the lemonade stand down because the Green sisters did not have a “Peddler’s Permit,” which comes with a $150 fee. The police have simply become the destroyers of society and no longer protect the society – they have transformed into IRS agents with guns and wheels, and far too many are ignorant of what role they now play in society. Nevertheless, in the true spirit of American resistance to No Taxation Without Representation, the girls reopened, giving out free lemonade with tips being optional. That screwed the police. There is the future of society fighting back against those who are destroying all our freedoms. South Dakota v Wayfair demonstrates the hunt for taxes that I have been warning will tear the United States apart and will destroy the economy going forward contributing to the shift in the Financial Capital of the World to China. So if you wanted a REASON for that shift, you now just received it from the Supreme Court. Should also know that Congress NEVER applied the income tax to worldwide income. It was the Supreme Court which also ruled that they never made an explicit exception, so the IRS can collect it worldwide. ONLY America and Japan impose taxation on income earned globally. Today, the Supreme Court has once again delivered a devastating blow to the US economy long-term. The Supreme Court wrote: “South Dakota, like many States, taxes the retail sales of goods and services in the State. Sellers are required to collect and remit the tax to the State, but if they do not then in-state consumers are responsible for paying a use tax at the same rate. Under National Bellas Hess, Inc. v. Department of Revenue of Ill., 386 U. S. 753, and Quill Corp. v. North Dakota, 504 U. S. 298, South Dakota may not require a business that has no physical presence in the State to collect its sales tax. Consumer compliance rates are notoriously low, however, and it is estimated that Bellas Hess and Quill cause South Dakota to lose between $48 and $58 million annually. Concerned about the erosion of its sales tax base and corresponding loss of critical funding for state and local services, the South Dakota Legislature enacted a law requiring out-of-state sellers to collect and remit sales tax “as if the seller had a physical presence in the State.” The Act covers only sellers that, on an annual basis, deliver more than $100,000 of goods or services into the State or engage in 200 or more separate transactions for the delivery of goods or services into the State. Respondents, top online retailers with no employees or real estate in South Dakota, each meet the Act’s minimum sales or transactions requirement, but do not collect the State’s sales tax. South Dakota filed suit in state court, seeking a declaration that the Act’s requirements are valid and applicable to respondents and an injunction requiring respondents to register for licenses to collect and remit the sales tax. Respondents sought summary judgment, arguing that the Act is unconstitutional. The trial court granted their motion. The State Supreme Court affirmed on the ground that Quill is controlling precedent.” The Supreme Court, therefore, OVERRULED two previous decisions in order to help state hunt down taxes. “Because the physical presence rule of Quill is unsound and incorrect, Quill Corp. v. North Dakota, 504 U. S. 298, and National Bellas Hess, Inc. v. Department of Revenue of Ill., 386 U. S. 753, are overruled.” The decision was written by Justice Kennedy was joined by Justices Ginsburg and Alito. A concurring opinion was delivered by Justice Thomas joined by Justice Gorsuch. The dissenting opinion was written by Chief Justice Roberts, which was joined by Justices Breyer, Sotomayor, and Kagan. Clearly, this was not a decision that was simply down political party lines. President Reagan nominated Kennedy to the Supreme Court and he has ruled in favor of government most of the time when it comes to taxes. President George W. Bush (Junior) appointed Chief Justice Roberts in 2005 after the death of Chief Justice William Rehnquist. The Chief Justice Roberts in writing the dissent to which four justices agreed to wholeheartedly, explained the core of the decision and why I find this as the straw that will indeed break the bank of the economy. He wrote: “The Court argues in favor of overturning that decision because the “Internet’s prevalence and power have changed the dynamics of the national economy.” Ante, at 18. But that is the very reason I oppose discarding the physical-presence rule. Ecommerce has grown into a significant and vibrant part of our national economy against the backdrop of established rules, including the physical-presence rule. Any alteration to those rules with the potential to disrupt the development of such a critical segment of the economy should be undertaken by Congress. The Court should not act on this important question of current economic policy, solely to expiate a mistake it made over 50 years ago.” If Congress FAILS to overrule this with clear legislation, this will indeed be the last nail in the coffin of ECommerce going forward. The cost of compliance for small business will be disproportionate to the business conducted. EVERY small business will now have to go to lawyers and accounts and they will have to review the laws of each and every state. Such costs are fine for Amazon, but every state will now write its own legislation which is NEVER tested before being enforced placing the burden ALWAYS upon the citizen. If they cannot afford to defend themselve4s, they are forced out of business. The greed of the states knows no rational sense or conscience. There is no negotiation with a government. They are simply ruthless and could care less who they destroy and how many people will be thrown out and lose their jobs. If states now tax downloads, which Florida does not, then just to let everyone know, we may simply be forced based upon this decision to leave the United States in order to even do business. You cannot treat everyone the same. Looks like getting a PO Box in Delaware may come in handy. Businesses now have to hire a company to keep track of every state and there go more overhead costs so the consumer will have to pay more plus the taxes. When Congress passed FATCA the cost of compliance to say you are not dealing with Americans by foreign companies has exceeded $1 billion annually. This can be the worse decision of all time! It will seriously reduce ECommerce and slow economic growth entirely because 50 st6ates are greedy, broke, and all act in their own way. (download the decision below while it is still tax-free for now) South Dakota v Wayfair
— Read on www.armstrongeconomics.com/world-news/taxes/the-supreme-court-just-destroyed-the-economy-in-the-hunt-for-taxes/

The America I grew up in is slowly disappearing

Can Governments Actually Enhance Economic Growth? | Armstrong Economics

QUESTION: Regardless of all the hype about the euro, from my perspective, the economic growth was far better before the creation of the euro. It just seems as though any improvement is marginal at best. What does your model show for the Eurozone growth rate? Thank you for what you do JE ANSWER: You are correct. There have been only four years since 1995 when the economic growth actually was above 3% annually. Whenever you add more bureaucracy, that needs to be funded and the net difference falls to the private sector. You can see that despite all the drums and clatter about how the Eurozone would be the largest economy in the world and beat the USA to a pulp, they managed to fall to third place as China has risen to take the second spot. Here is the chart we included in our report supporting BREXIT. The economic growth of Britain peaked the year before they joined the EU. The greater the size of the bureaucracy, the lower the economic growth. This is why I say that socialism is dying. Government is just incompetent and cannot build and grow an economy. It is the people who make a nation – not government.
— Read on www.armstrongeconomics.com/world-news/govt-incompetence/can-governments-actually-enhance-economic-growth/